personal loans in ga


personal loans in ga

Take Advantage of What Personal Loans ® Can Offer You

During these uncertain economic times, many people are finding themselves faced with a situation where they could use some financial assistance. Whether it be for an emergency, home improvement, consolidating debt or even a family vacation – a low interest personal loan is a safe and reliable way to meet your financial needs. At, we specialize in quickly and efficiently connecting people to a personal loan that may work for them.

Compared to other loan options, personal loans offer greater flexibility with how much a person can borrow. Utilizing our comprehensive network of lenders and lending partners we can offer wide ranges of funding, and give you the opportunity to be qualified for as much as $35,000.

Broadly defined, a personal loan is a type of installment loan, which means that it is repaid over time with a set number of scheduled payments. It is also a form of loan that can be utilized for practically any purpose whatsoever. This can be beneficial in any scenario where additional funds are required.

We do not charge any fee or cost to submit a loan request on The APR on a personal loan from our network of lenders and lending partners varies, with many providers offering rates from 5.99% to 35.99% and loan durations between 90 days and 72 months. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner and accept their loan agreement.

Representative Example: If you borrow $4,000 on a 2 year repayment term, the monthly repayment will be $182.74. Total repayment will be $4,385.74.

There are three types of personal loans available through our network: peer-to-peer loans, personal installment loans and bank personal loans. You can learn more about these products by viewing the How It Works page on our site.

Simple and Secure Online Loans

We understand that searching for a loan can often be a daunting and confusing task, especially given the wide array of options that are available. We had this in mind when we created Every aspect of our service has been designed and optimized with the customer in mind. We strive to offer you the most innovative and user friendly experience possible.

Given that each individual lender or lending partner is looking for a particular type of customer, many people end up getting turned down multiple times for any number of reasons – which can sometimes be as simple as living in the wrong state. What makes unique is that we have assembled one of the largest networks of personal loan lenders and lending partners available anywhere.

When you submit a loan request on, our proprietary technology evaluates your request and searches for potential lenders or lending partners.

With our simple three-step request process, it has never been easier to find out if you qualify for the help you need, and enjoy financial security. If you have any questions, our in-house customer support team is standing by and ready to help.

To begin the process of getting your personal loan, please visit our Get Started page.

The annual percentage rate (APR) is the annualized interest rate that you are charged on your personal loan. is not a lending operation and doesn't provide loans, but it does refer consumers to reputable professional lenders or lending partners who can provide quick and convenient loan assistance. We don't charge fees for this service. does not have the ability tell you the exact APR that your lender or lending partner will charge. Annual percentage rates can vary based on not only the information that you supply in your initial loan request, but the information that your lender or lending partner supplies to you as well.

Your lender or lending partner will give you all details on the annual percentage rate, cash loan finance charges and other terms once you are redirected to the loan agreement during the process of requesting a personal loan. We recommend that you closely view the terms of any loan offer you get. If you should require help with any–related services, you can contact us at your convenience.

Example of a Personal Loan APR Range is only partnered with professional lenders or lending partners who provide potential borrowers with sufficiently detailed information concerning loan terms and conditions prior to their accepting any personal loan offer. We recommend that you closely view the terms of any loan offer you get. To get more details on these considerations you can view the Lending Policy and Rates & Fees sections of our website.

Financial Implications (Interest and Finance Charges)

If you get approved for a personal loan, the lender or lending partner will show you the exact fees and interest rate associated with the loan before you formally agree to their offer. As mentioned earlier, is not a lending operation, so it therefore is unable to tell you what the exact fees and interest attached to your loan offer will be. Please know that you are never under obligation to accept the loan terms that a lender or lending partner gives you.

Accepting the terms and conditions for a personal loan offer essentially means that you agree to repay the loan with interest in the time specified in your loan agreement. If you aren't able to repay your loan in full or should you make a late payment, it is likely that supplemental charges could apply. does not have the ability to predict what charges you will incur in the event of nonpayment, late payment or partial payment. In addition, we have no control or knowledge of the loan details between you and your lender or lending partner.

Make it a point to closely look at the partial payment, late payment and nonpayment policies that are detailed in your loan documents. The policy of is to partner only with reputable, trustworthy lenders and lending partners who pursue collections of past-due loan accounts always in a fair and reasonable manner.

Potential Impact to Credit Score

It is important for a borrower to understand that being late on a payment, missing a payment or rolling over a payment may negatively impact their credit score. Your credit score is a numerical expression of your credit worthiness based on an analysis of your credit files. A credit score is primarily based on credit report information typically sourced from credit bureaus. Failing to pay on time may negatively affect this score and make it harder for you to do things like take out a credit card or get a loan. While less than perfect credit will not necessarily prevent you from being able to receive a loan, most loans are subject to credit approval. may do a "soft pull" of your credit information, which will not impact your credit score. Further, the lender or lending partner that you are connected with may run a credit check with one or more credit agency. If you have had many credit checks in a given period of time, it is possible that this check may negatively affect your credit score.

As previously stated, is not a lending operation, and we do not get involved in the process of debt collection. As part of the loan documents your lender or lending partner will provide to you, you will find detailed information concerning their specific debt collection practices. If you are unsure in any way of what those collection practices entail, we suggest that you explore that issue with the lender or lending partner. At we are proud of our policy of only working with lenders or lending partners who pursue delinquent accounts using Fair Debt Collection Practices.

Prior to accepting a particular personal loan offer, you will be presented with various loan renewal options by your lender or lending partner. Carefully look through the loan renewal policy before you electronically sign loan documents of any type. Be aware of the fact that state regulations determine loan renewal policies to a significant extent.

Personal loans should not be used as a long-term financial solution. At, we always encourage borrowers to repay their loan fully and by the time it is due so they can avoid fees such as late penalties and nonpayment penalties. If you think that you may experience difficulty paying back a personal loan after borrowing it, advises you to closely examine different loan alternatives before you take the step of requesting for loan assistance through us.

APR – Representative Range Explanation

Examples from some of our lenders

"If you receive a $5,000 36-month loan at an interest rate of 6.03% with a 1.11% origination fee of $55.50, you will receive a loan amount of $4,944.50 and will make 36 monthly payments of approximately $152.18 at a 6.78% APR."

"In the case of a $15,000 60-month loan at an interest rate of 7.90% with a 3.00% origination fee of $450.00, you will receive a loan amount of $14,550.00 and will make 60 monthly payments of approximately $303.43 at a 9.20% APR."

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Customer Notice: A personal loan is an online installment loan with loans sizes between $1,000 and $35,000. A personal loan can be a great option for those customers looking to borrow money for a wedding, home improvement, or family vacation. The online process is designed with customer convenience in mind.

Legal Disclaimer:’s Terms of Use and the Privacy Policy apply to the use of this website and its services. connects borrowers with lenders or lending partners and thus the specific terms and conditions of the specific lender or lending partner will apply to any loan a borrower takes out. We are compensated by these lenders or lending partners for connecting you with them, and the compensation received may affect which offer you are presented with. Any display of APR, loan amounts, interest or other loan details are estimations only, and actual amounts will vary by lender or lending partner and by borrower. Please note that some lenders or lending partners may perform credit checks as part of their credit transaction approval process. The lender or lending partner you connect with may not offer the best possible terms and borrowers should always compare all available options before making any decisions. THE OWNERS AND OPERATORS OF THIS WEBSITE ARE NOT LENDERS, they do not broker loans and they do not make loans or credit decisions. Nothing on this website is an offer or a solicitation to lend. Any information you submit to this site will be provided to a lender or lending partner. The operator of this website is not an agent, representative or broker of any lender or lending partner and does not endorse or charge you for any service or product.

Availability: Every state has its own set of rules and regulations that govern personal loan lenders. Your loan amount, APR and repayment term will vary based on your credit worthiness, state and lender or lending partner.

Your custom rate quote is 2 minutes away!

Checking your offers will not impact your credit score*

*Performing an offer inquiry will not impact your credit score and will allow you to see offers containing potential terms and rates; however, upon electronically signing our Loan Agreement (by clicking "Accept and Apply Now"), we will report a hard inquiry to at least one Credit Reporting Agency. Please refer to the terms of our Credit Report Authorization for additional information.

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Checking your offers will not impact your credit score*

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Truth in Lending Disclosure Statement

885 Teaneck Road

Teaneck, NJ 07666

The cost of your credit as a yearly rate.

The dollar amount the credit will cost you.

The amount of credit provided to you on your behalf.

The amount you will have paid after you have made all of the payments as scheduled.

Please note that all loan proceeds MUST be delivered electronically; however, you are not required to authorize monthly electronic funds transfer payments as a condition of your loan. You will have the option to opt-out of electronic funds transfer payments prior to the closing of your loan, but additional fees may apply and you run the risk of late payment fees if manual payments are not made on time.

Your credit file indicates you may have a mortgage loan, opened in or around June 2012. Who is the credit provider for this account?

Which of the following is either your current or your previous telephone number?

On which of the following streets have you lived?

Checking the box below constitutes your electronic signature which authorizes us to verify your bank account.

Please note that all loan proceeds MUST be delivered electronically; however, you are not required to authorize monthly electronic funds transfer payments as a condition of your loan. You will have the option to opt-out of electronic funds transfer payments prior to the closing of your loan, but additional fees may apply and you run the risk of late payment fees if manual payments are not made on time.

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Your bank has been verified successfully

To complete the bank verification process we have initiated two small deposits and one debit (less than one dollar) against your provided bank account. The total deposits amount and total debit amount will equal one another. In the next page under "Verify your bank account" section you will be asked to key in the amount of the deposits and debit.

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Equal Housing Lender

Street Address : 26642 Towne Centre Drive, Foothill Ranch, CA 92610. Toll Free (800) 656-2606

Unsecured Personal Loans are issued by Cross River Bank; an FDIC insured New Jersey-chartered commercial bank located in Teaneck, New Jersey, Equal Housing Lender. Individuals must be a U.S. citizen or permanent resident and at least 18 years old to apply for credit from Cross River Bank. Valid bank account and Social Security Number/FEIN are required. All loan applications are subject to credit review and approval. All loans may be subject to an origination fee of 1% to 5% of the loan amount. Origination fees are deducted from loan proceeds. Offered loan terms depend upon credit score, requested amount, requested loan term, and credit usage and history.

Loans are not available to residents of West Virginia.

Residents of Alabama or Nebraska must be 19 years old to apply for credit.

All loans to Massachusetts residents must be greater than or equal to $6,001.

All loans to Ohio residents must be greater than or equal to $5,001.

All loans to Connecticut residents must qualify for an annual percentage rate (APR) of less than 12% to be considered for approval.

All loans to New Hampshire residents less than or equal to $10,000 must qualify for an annual percentage rate (APR) of 10% or less to be considered for approval.

All loans to New York residents must qualify for an annual percentage rate (APR) of less than 16% to be considered for approval.

All loans to Vermont residents must qualify for an annual percentage rate (APR) of less than 12% to be considered for approval.

*Performing an offer inquiry will not impact your credit score and will allow you to see offers containing potential terms and rates; however, upon electronically signing our Loan Agreement (by clicking "Accept and Apply Now"), we will report a hard inquiry to at least one Credit Reporting Agency. Please refer to the terms of our Credit Report Authorization for additional information.

Get the cash you need. Personal Loans can be used for a variety of your financial needs. We specialize in working with our customers to help meet their goals. Give us a call or apply online for your personal loan.

What can I use my Personal Loan for?

Patriot Finance offers debt consolidation loans. Tired of making minimum monthly payments and never seeing your balance decrease? We can help.

We understand that problems come up and are here to help. Contact one of our friendly credit associates to discuss your needs.

Remodel, renovate, or update your home. Homeowners can receive higher amounts for their projects.

Use our Personal Loans to purchase appliances, furniture, electronics or other big purchases.

Need to get away? We might be able to help you find your happy place!

Patriot Finance - Funding Financial Freedom

Patriot is here to help with your unique financial situation. To get started, fill out the form and click "Get Started" below:

By clicking "Get Started" I certify I am at least 18 years of age and accept Patriot's Terms of Use and Privacy Policy, and give Patriot and its approved partners express written consent to contact me about financial service or credit related offers via email, text message, and by phone at the number above, including by automated dialer.

Personal Loan Terms and Rates

Patriot offers personal loans from $3,100 to $15,000 for Georgia residents. Need more? Contact us.

Our APR ranges from 18% to 34% depending on your credit history. No pre-payment penalties ever!

Personal loans from Patriot are available in 12 to 48 month terms. We will work with you to fit your payment to your budget.

Apply online. Our applications is easy, fast, and secure.

Once approved, sign your loan documents electronically in or our offices.

All set! Get your cash as soon as today.

Sample loan terms and amounts:

$3,100 loan at 28% APR for 36 months = $128.23 monthly payment .

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Personal Loans - They Can Help You to Pur Items You Need

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Take, as an example, online loans. When these plans first got into existent, we were holding actual local establishments that operated being a bank. In order to receive a payday loan, the average person have to go to the payday lender during regular business hours and submit an application to borrow.

In today's modern world, there are a lot of alternatives for us to offer items. The Internet has had about a great deal of new ways for us to advertise things on our own. Previous for the Internet, selling your own items had to be done through consignment or by punching the streets and talking with your neighbors. Now, there are a variety of merchants in addition to local listing sites for example Craigslist where you can list your items on the market. Often times once you sell items directly, you get a lot more money for the children than you'd probably if you decide to pawn them. However, the downside is you don't have the item returned to you. Being able to simply pay off your loan how the pawn shop has provided you with and receiving your item once again can be very useful. It is particularly useful if you have an attachment towards the item or planning to buy it again once you have established your financial ground.

Refinancing a house loan can be used in order to buy another investment. This can create a nice evolution circle that will only result in gaining more annually. The equity in your property is going to be higher each and every year how the mortgage is paid down. Any boost in the need for the property may be capitalized through refinancing investment property mortgage and ultizing the money out refinance amount in order to get a fresh investment property or finance the pur of a new investment property.

Committing yourself to the borrowing requires careful thought. Is this something it can save you for? Is it necessary to part with their money today? (In my case I had the impatience of youth and wanted my personal mustache as soon as I could get it glued onto my face.) Once you have questioned your motives and still have decided that you're still seeking to get that loan, take a look at these blueprint:

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