- 1 debt consolidation colorado
- 1.1 Colorado Debt Consolidation Loans
- 1.2 Find Debt Relief and Consolidation Loan Companies in CO
- 1.3 Debt Consolidation Without a Loan
- 1.4 Personal Debt Consolidation Loans in CO
- 1.4.1 How to find the correct spelling and folder
- 1.4.2 404 Errors After Clicking WordPress Links
- 1.4.3 How to modify your .htaccess file
- 1.5 Colorado Debt Consolidation as an Alternative to Bankruptcy
- 1.6 Questions? Call 888-997-5113
- 1.7 Colorado Springs Debt Consolidation Loans
- 1.8 Using a Home Equity Loan as Debt Consolidation in Colorado Springs, CO
- 1.9 Colorado Springs Credit Card Debt Consolidation Options
- 1.10 Enrolling in a Debt Management Program in Colorado Springs
- 1.11 Debt Consolidation and Credit Counseling Company Directory
- 1.11.1 States AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming
- 1.11.2 Consolidation and Credit Counseling Companies
- 1.12 Financial Solutions Advisors, LLC
- 1.13 Minnesota Credit Counseling - What you need to know
- 1.14 North Carolina Debt Consolidation Instead of Bankruptcy
debt consolidation colorado
Colorado Debt Consolidation Loans
Find Debt Relief and Consolidation Loan Companies in CO
State Capitol: Little Rock
Largest City: Little Rock
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Colorado Debt Consolidation Loan Directory - Use this menu to find companies providing debt help and relief services in CO .
Click on a service to jump ahead to a specific list of available providers covering Colorado. Wrong State? Use the menu above or find border states.
- Debt Consolidation Without a Loan - Have a debt problem with too many bills or less than perfect, even bad credit?
- Personal Loans in Colorado - Need a consolidation loan? (Anything more than small loans typically requires having a good to excellent credit history).
We also offer general Colorado reference information and personal finance tips to help you get a handle on your personal finances and save money when shopping online for financial services. Do more than just save money now. Learn and save money on a go-foward basis!
Debt Consolidation Without a Loan
TOO MANY DEBTS? Consolidate debt or manage your bills in Colorado without the help of loans.
Debt Relief Services Included in This List - Credit Counseling and Debt Settlement Programs.
List of Advertisers for Credit Counseling and Debt Settlement Providing Services in Colorado:
Pages on this Site Related to the Debt Relief Programs in this Section:
Personal Debt Consolidation Loans in CO
HAVE GOOD to EXCELLENT CREDIT, BUT CARRYING TOO MANY BILLS? Consolidate your debt with a personal loan in Colorado.
Loan Programs / Companies Included in This List - Direct lenders, aggregators and peer to peer lending. Keep in mind. each of these companies has different requirements for approving loans (underwriting guidelines). Although they generally require good credit, not all lenders evaluate applications for a loan exactly the same way. This results in the possibility of being approved with one lender, even after being turned down by another.
List of Companies Advertising Personal Loans in Colorado: (These links open in a new window).
Personal Loans for Consolidating Debts in CO with LendingClub.
Requires a good credit rating, but rewards you with great fixed rates on loans in amounts up to $35,000 with no prepayment penalties or other hidden fees. Get an instant rate quote online.
COMPANY CLASSIFICATION: P2P Lending .
What are the Basic Requirements for Borrowers at LendingClub ? [Open / Close] to read some basic guidelines and disclosures.
Pages on this Site Related to the Debt Relief Programs in this Section:
Colorado Map location - [visit the official site for Colorado ] .
Denver is the state capital of Colorado, and is also the largest city in the state. It is known as "The Mile High City."
Make the right decisions when shopping to consolidate debt and for related financial services. Educate yourself!
The Debt Consolidation Loan Directory has a growing library of informative financial resources for consumers shopping for many types of financial services, such as consolidating bills and home loans. Their is no better way to make decisions regarding the management of your personal finances than to become educated. Please feel free to visit our personal finance info library for a complete list of helpful information.
404 means the file is not found. If you have already uploaded the file then the name may be misspelled or it is in a different folder.
You may get a 404 error for images because you have Hot Link Protection turned on and the domain is not on the list of authorized domains.
If you go to your temporary url (http://ip/
username/) and get this error, there maybe a problem with the rule set stored in an .htaccess file. You can try renaming that file to .htaccess-backup and refreshing the site to see if that resolves the issue.
It is also possible that you have inadvertently deleted your document root or the your account may need to be recreated. Either way, please contact your web host immediately.
Are you using WordPress? See the Section on 404 errors after clicking a link in WordPress.
How to find the correct spelling and folder
When you get a 404 error be sure to check the URL that you are attempting to use in your browser.This tells the server what resource it should attempt to request.
In this example the file must be in public_html/example/Example/
Notice that the CaSe is important in this example. On platforms that enforce case-sensitivity example and Example are not the same locations.
For addon domains, the file must be in public_html/addondomain.com/example/Example/ and the names are case-sensitive.
When you have a missing image on your site you may see a box on your page with with a red X where the image is missing. Right click on the X and choose Properties. The properties will tell you the path and file name that cannot be found.
This varies by browser, if you do not see a box on your page with a red X try right clicking on the page, then select View Page Info, and goto the Media Tab.
In this example the image file must be in public_html/cgi-sys/images/
Notice that the CaSe is important in this example. On platforms that enforce case-sensitivity PNG and png are not the same locations.
404 Errors After Clicking WordPress Links
When working with WordPress, 404 Page Not Found errors can often occur when a new theme has been activated or when the rewrite rules in the .htaccess file have been altered.
When you encounter a 404 error in WordPress, you have two options for correcting it.
- Log in to WordPress.
- From the left-hand navigation menu in WordPress, click Settings > Permalinks (Note the current setting. If you are using a custom structure, copy or save the custom structure somewhere.)
- Select Default.
- Click Save Settings.
- Change the settings back to the previous configuration (before you selected Default). Put the custom structure back if you had one.
- Click Save Settings.
This will reset the permalinks and fix the issue in many cases. If this doesn't work, you may need to edit your .htaccess file directly.
Option 2: Modify the .htaccess File
Add the following snippet of code to the top of your .htaccess file:
RewriteRule ^index.php$ - [L]
RewriteRule . /index.php [L]
If your blog is showing the wrong domain name in links, redirecting to another site, or is missing images and style, these are all usually related to the same problem: you have the wrong domain name configured in your WordPress blog.
How to modify your .htaccess file
The .htaccess file contains directives (instructions) that tell the server how to behave in certain scenarios and directly affect how your website functions.
Redirects and rewriting URLs are two very common directives found in a .htaccess file, and many scripts such as WordPress, Drupal, Joomla and Magento add directives to the .htaccess so those scripts can function.
It is possible that you may need to edit the .htaccess file at some point, for various reasons.This section covers how to edit the file in cPanel, but not what may need to be changed.(You may need to consult other articles and resources for that information.)
There are Many Ways to Edit a .htaccess File
- Edit the file on your computer and upload it to the server via FTP
- Use an FTP program's Edit Mode
- Use SSH and a text editor
- Use the File Manager in cPanel
The easiest way to edit a .htaccess file for most people is through the File Manager in cPanel.
How to Edit .htaccess files in cPanel's File Manager
Before you do anything, it is suggested that you backup your website so that you can revert back to a previous version if something goes wrong.
Colorado Debt Consolidation as an Alternative to Bankruptcy
Before considering bankruptcy there are several options you might want to pursue. The availability and usefulness of these options will depend on your employment (or income) situation and the type of assets you have. These other options involve consolidating your payments through a credit counseling service or consolidating all your debt through a debt consolidation loan.
There really are two types of debt consolidation loans, one that is secured by equity in your home and one that is not. (see Colorado Exemptions) With a debt consolidation loan that is not secured by your home a company simply loans you money to pay off your debt. You make one monthly payment to the consolidation company and they take care of the debt with your creditors.
You may also be able to lower your cost of credit and improve your financial circumstances by consolidating your debt through a second mortgage or a home equity line of credit. Think carefully before taking this on. These loans require your home as collateral. If you can’t make the payments-or if the payments are late-you could lose your home.
This option is especially important to consider if you have more equity in your home than you are allowed to protect with your Colorado home exemption. If you have more equity in your home than can be protected with your Colorado home exemption you will either have to surrender you home under a Chapter 7 bankruptcy or, if you want to keep your home, create a payment plan under a Chapter 13 bankruptcy. If you are considering a Chapter 13 bankruptcy to keep your home you might want to first pursue the debt consolidation option.
Answer a couple of basic questions about your debt. Based on your location, debt amount and type of debt, we can recommend a path.
Your certified debt resolution specialist will show you how to pay off your debt and give you the motivation to get there.
Follow the payment plan you agree to with your certified specialist and you are on the way to being debt free in less time and for less money than if you did it on your own.
Questions? Call 888-997-5113
Chances are, if you're reading this article, you have some serious debt accumulating. It can be extremely daunting when the bills keep piling up, and you may not know where to turn to for help. You might have heard a bit about debt consolidation but aren't too sure on how it will help you climb your way out of the hole you're in.
Read below to learn about different ways you can employ debt consolidation in Colorado Springs, CO.
Colorado Springs Debt Consolidation Loans
One of the most common types of debt consolidation is a consolidation loan, which enables you to merge all your debts under one single payment. You will find a couple of various kinds of debt consolidation loans you can use.
Secured Debt Consolidation Loans in Colorado Springs, CO
Typically a secured debt consolidation loan will allow you to lump all of your debt payments under a single bill at a lower rate than the individual rates you may have been getting. However, in order to secure a lower rate with a secured debt consolidation loan, you must have some type of asset to use as collateral, such as your home. More information on that can be found below.
How much of a loan you can get depends on the type of collateral you're using and how much it's worth. These sorts of loans can be repaid back over a long length of time, anywhere from 5 to 30 years, and they can often improve your credit score if managed properly. If not, you risk defaulting on the loan and losing the asset used as collateral.
Unsecured Debt Consolidation Loans in Colorado Springs, CO
Much like a secured debt consolidation loan, an unsecured debt consolidation loan allows you to combine your debt payments under one lump sum with one interest rate. However, unlike a secured debt consolidation loan, you're not required to have an asset or collateral to receive such a loan.
Because you are not offering up any collateral for such a loan, it's a much riskier loan for debt consolidators, and your rate of interest could be somewhat high. These loans are determined based on your credit history and score, and the benefit of an unsecured debt consolidation loan is that you are not in jeopardy of losing your asset should you default.
Using a Home Equity Loan as Debt Consolidation in Colorado Springs, CO
A home equity loan allows you to borrow money, using your home as collateral. This home equity loan is essentially a second mortgage that allows you to turn the equity on your home (the money your property is worth minus the amount you owe on it) into cash for you to use at your discretion, such as debt consolidation. These loans are set up to be repaid quicker than your mortgage in equal payments with a fixed rate of interest.
Home equity loans are secured loans that come with the same risks and rewards already mentioned.
Colorado Springs Credit Card Debt Consolidation Options
There are also programs which permit you to consolidate all of your credit card debt into one single payment (and interest rate). If you have good credit, you might be able to negotiate a reduced interest rate on your credit cards, making it easier to repay.
Another option is to receive a new credit card at a low introductory interest rate (possibly as low as 0%) and transfer your credit card balance to your new card. While you're in your interest free rate, you should pay double payments in order to pay off your debt faster. But remember that the interest will probably be fairly high after the introductory period. You should consider this way of consolidating debt only if you know you can pay off the debt while the introductory rate is in effect.
Enrolling in a Debt Management Program in Colorado Springs
Another option with respect to debt consolidation is to enroll in a debt management program. A credit counseling agency will help you set up a debt management plan to enable you to pay off your debt in a timely fashion. This agency will also usually negotiate with your debtors in order to reduce interest rates and fees.
Once the repayments are negotiated you will usually set up an account with the credit counseling agency and pay one lump sum a month into the account. The credit counseling agency will then disburse the payments out to each creditor. This benefits you because you only have to make one payment, but it also gives creditors more assurance that your payments will be made on time every month.
Credit counseling agencies can also help you develop a budget that's easy for you to follow and help alleviate some of the stress your debt has been causing you. If you stick to the plan a debt management program can help you save money, get rid of debt sooner and have a positive effect on your credit score.
Debt consolidation needn't be scary, and there are many options in Colorado Springs which will help you get out of debt faster. Research all of your options and then choose the one that works for you and your financial situation.
Debt Consolidation and Credit Counseling Company Directory
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
Consolidation and Credit Counseling Companies
Financial Solutions Advisors, LLC
Minnesota Credit Counseling - What you need to know
Consumer credit counseling is widely available to individuals seeking to improve their finances. In Minnesota, there are a plethora of credit counseling agencies that are available to provide the in depth counseling services that consumers need. Credit counseling sessions are available to provide guidance and direction to individuals seeking financial counseling. By gaining an understanding of what you need to know about credit counseling, you will be well prepared for your first session.
Free Information Sessions
One thing to know about credit counseling in Minnesota is that free information sessions are often made available. These sessions are provided by credit counseling agencies and are organized and.
North Carolina Debt Consolidation Instead of Bankruptcy
Individuals in North Carolina who are faced with mounting debt will want to know what options are available to them. Meeting with a debt consolidation agent may yield the right solutions as many different suggestions can be made to alter debt circumstances. Although bankruptcy is an option, many people are looking for alternatives and debt consolidation is often a more desirable route to becoming debt free. By exploring the benefits of pursuing debt consolidation instead of bankruptcy, consumers can make the choices best suited to their financial needs.
Understanding debt consolidation options
In North Carolina, there are essentially two types of debt consolidation loans you can pursue. These include loans that.