- 1 apply for personal loan
- 1.1 Apply for Personal Loan Online
- 1.2 Personal Loans starting at 10.99%
- 1.3 Personal Loan - Low interest rate personal loans from a wide range of lenders
- 1.4 Making Personal Loans More Accessible With Co-signers
- 1.5 Secured Vs. Unsecured Personal Loans
- 1.6 Making the Most of Personal Loans for Home Improvement
- 1.7 Ways To Consolidate Credit Card Debt
- 1.8 The Best Personal Loans for Good Credit
- 1.9 Let us help you find the Best Personal Loan
- 1.10 Loan Quotes generated at D4L so far!
apply for personal loan
Apply for Personal Loan Online
There are several reasons why you may be considering a personal loan online. This could include your need for funds as a way of covering unexpected expenses or your interest for applying for a personal loan online for the sake of convenience.
In any case, if you are thinking of applying for a personal loan online, you should first familiarize yourself with how they work and the way in which they can be used.
It’s important to understand what a personal loan essentially is. It’s a no-collateral loan for up to $15,000. These loans are similar to a line of credit and are backed by future income. The term of the loan is typically longer than an installment or payday loan.
In addition, a personal loan online also means that it is a personal loan that can be registered online rather than a physical store. This means you can apply using your home computer or mobile device. The process is simple and takes minutes. The entire transaction is conducted electronically.
These personal loans can be used for a variety of reasons, depending on your needs. Those applying for a personal loan online may want to use the loan as a way of paying off high interest credit cards or making a purchase on a new item. The approval process is fast and easy and personal loans may be a good option if you do not have collateral to borrow against.
There is a lot of flexibility in how you can use a personal loan — whether you want to take a vacation or pay off credit cards, a personal loan online may be what you have been looking for.
Please remember that you should use a personal loan responsibly. They should not be used as a regular part of your bill paying process.
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APR Disclosure. Some states have laws limiting the APR (Annual Percentage Rate) that a lender can charge you. APRs range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.
Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $1000 and $15,000. Not all lenders can provide up to $15,000 and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Loan transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice.
Exclusions. The services offered by this website might not be available in every state. The states serviced by this website may change from time to time, without notice.
Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you may be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.
Personal Loans starting at 10.99%
Fill the simple form
list of offers from multiple banks
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My best wishes are always with Indialends. They helped me to maintain CIBIL by sending my application to right lender as per my profile
Got disbursal amount within two days of documentation as promised in beginning
Really appreciate the customer care and customized services as committed by Indialends, they understand its importance in loan industry
Got loan from multiple lenders at one platform only. thanks to Indialends, got a chance to maintain CIBIL which may have been decreased in open market on applying multiple times
Personal Loan - Low interest rate personal loans from a wide range of lenders
Get instant approval on your online Personal Loan at lowest Interest Rates through IndiaLends. If you are looking for a loan with minimal paperwork required, then availing an online personal loan from IndiaLends can be the best choice for you.
With a representative 11.49% APR based on borrowing ₹ 10 lacs and repaying over 60 months with 60 monthly repayments. Monthly repayments of ₹ 21988.
- Personal Loan for Home Improvement
- Personal Loan for wedding
- Personal Loan for Travel
- Fresh Funding
- Top Up Personal Loan
- Personal Loan Balance Transfer
Calculate your Personal Loan Equated Monthly Instalment (EMI) and know how much you need to pay per month for the said Personal Loan amount.
There is, however, a minimum eligibility for borrowers. One must meet following basic criteria to borrow from us:
- The borrower must be an Indian Resident
- Minimum age - 21 years
- Valid government issued identity proof
- Valid bank account
Documents Required for Personal Loan:
- PAN Card
- Address proof by showing any one of these - Passport, driving licence, Voter ID, post-paid/landline bill, utility bills (electricity/water/gas)
- Bank statements - where your salary is deposited, for the last 3 months
- Pay slips of the last 3 months
IndiaLends is an online marketplace which offers low-interest personal loans best suited for your needs. If you are seeking a Personal Loan, you can simply fill up an online loan application form after checking your Personal Loan Eligibility. Moreover, you can use an online Personal Loan EMI calculator available at our website to calculate your affordability.
- Personalised Loan Offers: At IndiaLends, you can receive personalised loan offers and best deals at the best rate of interest. This is due to a tie-up with several banks and NBFCs, which helps you get the best deal on your personal loan as per your profile.
- Instant Approval: You will get an instant approval on your personal loan after you fill in an easy online application form. Your application would be sent to a suitable financial institution after careful analysis of your credit profile.
- Cash within 2 days: Soon after the loan is approved, the funds are transferred right into the borrower’s bank account within two working days. Thus, we need no room for delay.
- Real Time Tracking Facility: After submission of your loan application at IndiaLends, you can track your application online and moreover, will receive updates of your submitted application form using both email and SMS.
ACCESS TO CREDIT INFORMATION THROUGH EXPERIAN
You hereby appoint GC Web Ventures Pvt. Ltd. (hereinafter, "IndiaLends") as your authorized representative to receive your credit information from Experian. You hereby irrevocably and unconditionally consent to such credit information being provided by Experian to you and IndiaLends, and you hereby agree, acknowledge, and accept the terms and conditions set forth herein.
You hereby also acknowledge that for IndiaLends to service you as a customer to access your credit worthiness, the credit information shall be shared by Experian with you and IndiaLends on a monthly basis for a period of 12 months continuously (12 reports in a year) to ensure that you are able to view your complete credit history. Please read the terms and conditions of this document carefully before accepting. By clicking on the “I Accept” button below, you are expressly agreeing to access the Experian credit information report and credit score (as defined in the important information section below and together referred as “credit information”) and share a copy of the credit information with IndiaLends in the “as is” format. Please click on the link below to read and understand the important information section below. ** This document is an electronic record in terms of the Information Technology Act, 2000, and rules made there under, and the amended provisions pertaining to electronic records.
ACCESS TO CREDIT INFORMATION THROUGH Highmark
You hereby appoint GC Web Ventures Pvt. Ltd. (hereinafter, "IndiaLends") as your authorized representative to receive your credit information from CRIF Highmark. You hereby irrevocably and unconditionally consent to such credit information being provided by CRIF Highmark to you and IndiaLends, and you hereby agree, acknowledge, and accept the terms and conditions set forth herein.
You hereby also acknowledge that for IndiaLends to service you as a customer to access your credit worthiness, the credit information shall be shared by CRIF Highmark with you and IndiaLends on a quarterly basis in a period of 12 months continuously (4 reports in a year) to ensure that you are able to view your complete credit history. Please read the terms and conditions of this document carefully before accepting. By clicking on the “I Accept” button below, you are expressly agreeing to access the CRIF Highmark credit information report and credit score (as defined in the important information section below and together referred as “credit information”) and share a copy of the credit information with IndiaLends in the “as is” format. Please click on the link below to read and understand the important information section below. ** This document is an electronic record in terms of the Information Technology Act, 2000, and rules made there under, and the amended provisions pertaining to electronic records.
People get personal loans for many reasons. Some may want to get personal loans so that they can consolidate their debts into one monthly payment. Others want loans so that they can finance a large purchase, complete home renovations or cover unexpected expenses. No.
Making Personal Loans More Accessible With Co-signers
Consumers use personal loans to fulfill many different goals, but what happens to those who can’t get approved? Although building up your credit is one viable option, you might not have the time to wait around for your score to increase. Asking someone to co-sign your.
Secured Vs. Unsecured Personal Loans
If you want to buy a house, get a car or take a vacation, you might be thinking about getting a loan so that you can pay for your next purchase. For some people, getting a loan from the bank is a complex and confusing process, and they often make the wrong choice as a.
Making the Most of Personal Loans for Home Improvement
Home improvement projects are by no means cheap, especially if you want your renovation or addition completed properly. For many property owners, however, dealing with the associated costs proves to be a major challenge. Taking out a personal loan could be a highly.
Ways To Consolidate Credit Card Debt
If you have excessive credit card debt and are having a hard time paying it down or even making the minimum payments, it may be time to consolidate. There are several ways to consolidate credit card debt, and the best solution depends on your individual circumstances.
The Best Personal Loans for Good Credit
If you have a high credit score and want to get a loan, you will want to take your time so that you can find the best option for your needs. When you have a respectable credit rating, you will enjoy better terms and interest rates than you would otherwise. You have.
Apply for a personal loan
of up to R175 000.
Payment options range from 3 to 60 months. Min APR from 19,7% to Max APR of 72%.
*Representative example: Credit of R5,000 borrowed for 3 months. Monthly interest: R21 (reducing monthly). Once-off Initiation fee: R644. Monthly admin fee R68. Representative APR 72%. Total amount payable: R5,908.
Let us help you find the Best Personal Loan
Loan Quotes generated at D4L so far!
Special surprise gift from Citi Bank
Tips to get the Best Personal Loan Deal
- ALWAYS compare the exact EMI|Processing fee|Tenure|Documents | Terms & Conditions before choosing a bank.
- NEVER pay any fee to any person to get a loan sanctioned. Processing fees should ALWAYS be deducted from the loan amount.
- Only give documents to one bank and check whether he is an authorized bank employee or vendor.
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